Terms of Service

Effective Date: 4/9/2025

Welcome to FinSight Horizons ("Company", "we", "our", "us"). These Terms of Service ("Terms") govern your use of our consulting services, subscriptions, and any associated services provided through our website [finsighthorizons.com] or directly via email/communication.

By subscribing to or purchasing our services, you agree to be bound by these Terms. Please read them carefully.

1. Services Offered

We offer recurring subscription-based consulting services with the following tiers:

  • Essential Package Tier 1: [Description of services — Monthly Financial Health Check-In, Budget Review, Strategy Call (1x per month)]

  • Growth Package Tier 2: [Description of services — e.g., Includes all Tier 1 services, plus Customized Monthly Financial Plan, Email Support, Priority Access]

You can review detailed service descriptions on our website or your subscription page.

Note: We reserve the right to update or modify service offerings at any time. Subscribers will be notified of material changes.

2. Subscription Billing & Charges

  • Subscriptions are billed automatically at the beginning of each monthly pay cycle (based on initial subscription start date) to the payment method you provide at checkout.

  • Recurring charges will continue until you choose to cancel your subscription.

  • All prices are listed in USD and are exclusive of applicable taxes, which will be added at checkout where required by law.

3. Cancellations

  • You may cancel your subscription at any time through your account dashboard or by contacting us at admin@finsighthorizons.com.

  • Cancellations will take effect at the end of your current billing cycle. No prorated refunds will be given for the remaining period of the subscription.

  • Access to services will terminate immediately upon notice of cancellation.

4. Refund Policy

  • Due to the nature of consulting services, all sales are final, and no refunds will be provided once payment is processed.

  • Exceptions may apply in cases of billing errors or duplicate charges, which will be addressed promptly upon notification.

  • No prorated refunds will be given for the remaining period of the subscription after cancellation.

5. Disclaimer

  • Our services provide general consulting and advisory services. We do not provide legal, tax, or investment advice.

  • All strategies and guidance are based on information provided by you and our professional judgment but do not guarantee specific financial results.

  • Clients are responsible for their own financial decisions, and we are not liable for any outcomes resulting from the implementation of our recommendations.

6. Limitation of Liability

To the fullest extent permitted by law, we disclaim all warranties and will not be liable for any indirect, incidental, or consequential damages related to your use of our services.

7. Changes to Terms

We reserve the right to modify these Terms at any time. Updates will be posted on our website, and material changes will be communicated to subscribers.

8. Contact Information

For questions about these Terms, please contact us at:
📧 admin@finsighthorizons.com